Using GPAY PhonePe UPI Apps Enable These 3 Security Settings Save Yousef from Frauds Scams

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UPI and mobile banking are the era, but in the affair of this convenience, many times the basic things of security are ignored. If you have not activated these three important settings in your Google Pay, PhonePe or Bank apps, then only a small mistake can put your account at risk. Let us know which are those three settings and you can avoid big losses by turning on them.

App lock or biometric lock is required

Paying an extra lock (eg fingerprint or face unlock) is very important in payment apps instead of just PIN. For example, the app is available in Google Pay, PhonePe and Paytm, no one will be able to accidentally enter them when it is turned on. This is a small caution, but many times children or guest users accidentally transfer money, then have to regret it.

Keep every transaction monitoring with notification alerts

Go to the “Alert Settings” section with your bank or UPI app and turn on the alert on the balance change, debit notification etc. With this, information about every transaction will come on your phone immediately and any suspicious transaction will be caught immediately. If an unusual transaction is happening, you can immediately inform the bank or UPI service provider, which can avoid being framed.

Increase security from two-factor authentication (2fa) or biometric confirmation

The UPI app is now being given 2‑factor Authentication i.e. 2FA or biometric option, such as OTP, besides fingerprints. This is important because even if PIN or OTP is stolen, no fraud will be able to do transactions. For this, go to the app security settings and turn on the option coming under the name 2FA or Biometric Confirmation.You can give almost dual security to your digital wallets by mixing these three extrasters. The NPCI report states that the UPI fraud has increased by 70% last year and in most cases, OTP/Phishing’s hand was found. In view of this increasing threat, banks and cyber police also call users to be careful.