UPS: The last date to apply in Unified Pension Scheme is 30 June 2025, what will happen if the central employee misses? – Last day to apply in UPS 30 June 2025 If Central Government Missed Deadline What will Happen on 1 July

Last date to apply in UPS: Central government employees are currently under NPS and want to choose the option of UPS, they have to apply by 30 June 2025. The Central Government has launched Unified Pension Scheme (UPS) for its employees on 1 April 2025. This scheme gives a fixed pension. The UPS Pension Scheme is different from the National Pension System (NPS). Under the UPS, eligible employees will get 50% of their last 12 months average basic salary at the time of retirement, provided they have completed at least 25 years of service.

Last date to apply for UPS – 30 June 2025

If the central government employees do not apply till 30 June 2025, they will be kept under NPS by default, which is based on the investment of pension amount.

Eligibility for UPS

Central government employees currently under NPS.

Those who have completed the service of at least 25 years.

Employees who want to choose the option of UPS will have to fill the fixed form and submit it to the concerned department.

What will happen if the last date misses?

If an employee does not apply for UPS till 30 June 2025, he will remain under NPS. Once you choose the option of UPS, it will not be allowed to return to NPS.

NPS: Pension amount is based on investment and the amount of pension received is not already decided.

UPS: The pension amount is already decided. This is 50% of the last 12 months average basic salary.

Employees are advised to take the right decision for themselves by comparing the benefits of UPS and NPS. For this, the Pension Fund Regulatory and Development Authority (PFRDA) has also launched a UPS calculator, which helps employees to calculate the benefits of pension fixed under both schemes. If you want to take advantage of UPS, do not forget to apply before 30 June 2025.

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