SBI Fuels PSU Banks’ Profit SURGE to Record ₹ 1.78 Lakh Crore in FY25; Contributes 40% Alone

State Bank of India (SBI), The Country’s Larget Public Sector Lender, Has Emerged as the Most Profitable Bank in India for25, Outpacing Leading Private Sector Peeters Such SUCH S HDFC BANK BANK and ICCI Bank SBI Alone Accounted for Over 40% of the Total Net Profit generated by all listed public sector banks during the fiscal year.

In FY25, SBI Reported a Standalone Net Profit of 70,901 Crore, Marking a 16% Increase from 61,077 Crore in FY24. The bank’s operating profit crossed the 1 Lakh Crore Milestone, Rising 17.89% Year-On-Year to 1,10,579 Crore.

On a consolidated Basis, SBI Posted a Net Profit of 77,561 Crore (Approximately $ 9.2 Billion) in FY25. According to bloomberg data, this place SBI Among the World’s Most Profitable Companies, AlongSide Global Giants Such as Alphabet, Apple, Nvidia, and JPMORGAN Chase.

HDFC Bank, India’s Larget Private Sector lender, ranked second with a network of 67,347.36 Crore in FY25, Followed by ICICI Bank, which reported a network of 47,226.99 Crore.

Public sector banks deliver records

The collective network of all 12 public sector banks (PSBS) reacted an all-time high of high 1.78 Lakh Crore in FY25, Reflecting a 26% year-on-year (yoy) growth from 1.41 Lakh Crore in FY24. The incremental profit stood at approximately 37,100 Crore Compared to the Previous Fiscal.

Sbi was the primary contributor, accounting for 40% of the cumulative psu banks’ Earnings in FY25.

Punjab National Bank Recorded The Highest Net Profit Growth Among PSBS, More Than Doubling Its Profit to 16,630 Crore – a 102% yoy increase. Punjab & Sind Bank followed with a 71% Rise in Profit to 1,016 Crore.

All 12 PSBS Reported Profit Growth during the year. Central Bank of India Saw A 48.4% Increase to 3,785 Crore, while UCO Bank’s Profit Rose 47.8% to 2,445 Crore. Bank of India Posted A 45.9% Growth in Net Profit to 9,219 Crore.

Pune-based bank of maharashtra reported a 36.1% Rise in net profit to 5,520 Crore, While Indian Bank, Headquarted in Chennai, Posted A 35.4% Increase to 10,918 Crore in FY25.

The Public Sector Banking Segment Has Witnessed A Remarkable Turnaround, Transitioning from Cumulative Losses of 85,390 Crore in FY18 to a Record Profit in FY25-Underscoring the improved Financial Health and Operational Resilience of State-Owned Banks.

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